Being a student can be a fantastic experience. For many it’s the first time they have some form of responsibility, and while the main purpose is studying it’s obviously all about having fun as well. But, it’s important to not get carried away. There are a lot of practicalities that need to be thought of with student insurance being just one of them, and with a lot of types of insurance to consider it’s important to be prepared.
Most people initially think of contents insurance, and this is a fantastic place to start. Whether you’re in halls or in rented accommodation it’s important to protect your possessions, particularly as the number of expensive gadgets that you own could cost a small fortune. Laptops, TVs and iPods are common, and with the right insurance you won’t have to worry about leaving them unattended.
But, there are a lot of other policies you might want to consider investing in as well. If you own a car then you’ll want to get adequate insurance for this stage in your life, and many student insurers will offer student car insurance in addition to your current contents policy. If you opt for a specific student policy you’ll often be able to save money when compared to regular cover, and you can have plenty of added extras such as European extension and even the option of getting your no claims bonuses quicker. Of course, this all depends on the company that you go for, so do your research and see what you can find.
Gap year travel insurance is also a common request for students taking a break from their studies, and if you’re looking to head off into the wild then you’ll want to make sure you’re adequately protected. Many of these policies can be tailored to your individual requirements whether you’re backpacking or are looking for something slightly less intense, and you can even tailor it according to the specific activities you’ll be embarking on for total peace of mind.
All types of student insurance can be tailored to your precise needs, with many being extremely competitive so you don’t have to spend that student loan on your premiums. Having the necessary cover in place can let you enjoy your time at college or university without having to worry, so make sure to do you research and you can be confident that you’ll find the perfect policies to meet your needs.