You’ve bought your first trailer tent, but is there anything you need to consider before heading off on your trip? Yes, trailer tent insurance. There are a number of things that you need to think about when looking for a suitable policy. First and foremost, it is always advised that you read the policy conditions of your car insurance very closely, as sometimes, not always, car insurance policies have a built-in protection for trailers.
If this is the case, it is still recommended that you seek a comprehensive trailer tent insurance policy as the cover provided by your vehicle insurance will only be third party. This means that any theft or damage to your trailer tent is not included, and the costs will have to come from your back pocket.
When searching for the perfect trailer tent insurance policy, you need to recognise the fact that it is far less secure than a traditional caravan. This is something that your policy should specify and relate to. If you are looking for ways to reduce the annual premium associated with obtaining trailer tent insurance, have you considered joining a caravanning club as members are often offered additional discounts. You can also ensure that you have a decent hitchlock connecting your trailer to your vehicle, and insure the contents of your trailer tent just as you would at home.
There usually some general exceptions to your trailer tent insurance, so it is important to be aware of these. Some policies will cover environmental damage from severe weather, but not all providers do, and mildew, rot or fungus is very unlikely to be covered as this is often construed as neglect.
If you are planning a trip, you need to consider how where you are going might have an impact on your trailer tent insurance. For example, if you are thinking about travelling outside of the UK, you will need to invest in European cover. This cover will be written into your policy, but there will probably be a cap on the number of days you are eligible to spend outside the UK per year.. European cover will benefit you whilst touring as it often included breakdown assistance and alternative accommodation should your trailer tent be damaged.
By searching for adequate trailer tent insurance, you can protect yourself from the financial consequences associated with being involved in an accident deemed to be your fault. If you run the risk of using third party cover, you will have to pay out for repairs to replacement to your trailer tent. Be sensible with your insurance cover and contact an experienced provider for protection against every eventuality.